puts the money first,
and you, the client at the center.

At Stoic, our investment decisions are based on a single question: can your clients do without their capital for more or less than 10 years? Historical data shows that it usually doesn’t take longer than 10 years for markets to recover from a crash or recession. That means any money that isn’t needed for over 10 years can be confidently invested in equities.

Important: the value of the equity portfolio may fluctuate significantly in the meantime. The stoic advice is to stay the course. That way, your client benefits from dividend payouts, inflation adjustment, and ultimately the growth of the global economy. However, due to the high risk of market drops within 10 years, we always invest the money needed sooner in low-risk government bonds. That way, your client can be sure the money will still be there when it's needed.

Financial markets have become extremely complex—and therefore completely unpredictable. Every stock market forecast from an analyst is, in essence, no more than fortune-telling. What we do know is that the global economy always grows over time. That’s why we invest the portion of your clients’ capital allocated to equities across the entire global economy, and then hardly touch it. We don’t get distracted by the noise of the day but stay stoically focused on the end goal: the moment your clients want to use their money again. Meanwhile, their capital quietly grows—along with inflation, potential dividend payouts, and the global economy itself. The best part? So far, this has delivered surprisingly strong returns.

No one can promise in advance that a specific return will be achieved. But the facts tell us that keeping costs as low as possible is simply the best way to retain the most return in any situation. That’s why we at Stoic apply the lowest possible costs in the market. Many investors think that a 2% fee is already extremely low. It may sound like a small number, but it’s not. People often forget the power of compound interest, also known as the "eighth wonder of the world," as Einstein supposedly put it. Just as your capital can grow exponentially over time by earning returns on top of returns, high fees can compound the other way, eroding your capital and vaporizing a good return. Meanwhile, your wealth manager quietly profits. At Stoic, we believe in transparency. And high fees simply don’t hold up under scrutiny. That’s why we keep our fees as low as they possibly can be.

No one checks their savings account balance every day, yet stock prices are oddly tracked obsessively. So when the value of an equity portfolio drops by, say, 30%, most people instinctively want to pull out. Understandable, but research shows that staying the course is far more sensible. And when there's a gain, nearly no one can resist the urge to skim some off the top, exactly when that money is best left alone to cushion future volatility.

In short: before you know it, you're actively trading. But if countless academic studies show that even professional investors underperform passive ones by trading actively, why would your clients do better? That’s why at Stoic, we protect your clients’ wealth from their own impulses. We do so by keeping a rational, long-term watch, at extremely low cost. We call it: Calm Capital Control. It’s not only good for your clients’ peace of mind, but also for their money.