Stoic. (en)
Keeps the costs low.
High costs can erode a solid return. That’s why at Stoic we constantly look for ways to keep costs as low as possible. Investing involves risks. You may lose part of your capital.
No unnecessary costs.
Higher returns.
You might think that a management fee of, say, 1.50% on your invested capital doesn’t sound too bad. But that overlooks the effect of compounding: just as your capital grows exponentially over time by earning returns on a growing amount, costs can erode your capital in reverse. That’s how a solid return can still go up in smoke.
The facts show that keeping costs as low as possible is simply the best way to preserve returns in any situation. At Stoic, we offer the lowest fees in the market. We don’t have expensive office buildings, we don’t host fancy client events, and we don’t send you costly bottles of wine for Christmas. You’d be paying for that yourself anyway, wouldn’t you?
Our management fee.
Our management fee starts at 0.42% per year including VAT and decreases as your assets grow. See the table to the right. In addition, we open an account for you at Saxo and use investment funds that charge their own fees.
| Up until € 1.000.000 | 0,42% |
| On the portion up to and including € 5.000.000 | 0,30% |
| On the portion up to and including € 10.000.000 | 0,21% |
| On the portion up to and above € 10.000.000 | 0,12% |
Contact us to find out what Calm Capital Control can do for you.
Don't worry.
We don't either.
Markets are unpredictable. Trying to time them is simply risky. At Stoic, we take a different approach. We spread your capital as broadly as possible across the global economy and then hardly touch it. This ultra-passive way of investing delivers the best long-term results
Nico Schilder Portfolio Management
Frequently asked question:
My manager charges a fee of 2% of the invested capital. That’s already quite low, right?
2% may sound low, but it’s not. That’s because it ignores the power of compounding — also known as the compound effect. Einstein once called it the "eighth wonder of the world." Just as your capital can grow exponentially over time by earning returns on an ever-growing amount, high fees can erode your capital in the opposite direction. The result: your return disappears, while your asset manager quietly profits. That’s a fact.
Here’s a simple example:
Suppose you invest €1,000,000 in equities that generate a steady 5% return per year. But you pay 2% in management fees. After 30 years, your net capital — after fees — will have grown to €2,427,262. Sounds decent, right?
Now suppose you had only paid 0.7% in fees with a different manager. That same €1,000,000 would have grown to €3,536,138 over 30 years.
That’s a difference of €1,108,786 — more than your original investment. This example shows why low fees matter so much. Not just for your return, but for your peace of mind.