Stocks, bonds, or savings?

At Stoic, we don’t invest your capital based on feelings, but on hard facts: how long can you afford to miss your money? Based on your answers, the choice between stocks, bonds or saving becomes very simple and transparent in our investment proposal. Investing involves risks. You may lose part of your money.

Discover it in our proposal

Request an investment proposal and discover your ideal composition.

Enter the amount you want to invest here. Then indicate which part of that amount you think you will need for other purposes within 6 months to 10 years; the remaining amount you can do without for more than 10 years, or vice versa.

Confirm

Fill in your contact details and receive our proposal.

Based on the amounts you have just filled in, we will draw up a no-obligation proposal that you will receive by email within one business day. In it, we will clarify your asset development and the associated costs.

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You'll receive your investment proposal from us within one working day.

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Clear asset management
based on the 10-year threshold.

Historical facts show us that it can take up to 10 years for a potential market crash or recession to recover. This means that any money you can miss for more than 10 years can be invested in equities with confidence. The only thing we cannot predict is which companies will go under in a recession and which ones will emerge stronger. That’s why at Stoic we spread your investments across all global equities.

However, the value of your global equity portfolio may fluctuate significantly in the short term. That’s why we always invest the money you’ll need within 6 months to 10 years in low-risk bonds. And any funds you’ll need within 6 months are simply left in your bank account. That way, you can be sure your money will still be there when you need it.

Stoic Short Short-term
government bonds
3 yr
Stoic Medium Medium-term
government bonds
10 yr
Stoic LongStocks
10+ yr
chance of stock loss

Calm Capital Control leads to better returns.

We invest ultra-passively.
No one can consistently predict market movements correctly. That’s why we simply follow the entire global economy. By now, it’s no secret that this approach delivers much better returns than active investing.

We keep costs very low.
No fancy client events with us — those just cost money. High fees can eat away even the best returns. Take a look at Stoic’s fees and compare them to other asset managers.

Read more
on our blog

In the news 27 August 2025

Fis­cAlert col­umn:
Invest­ing in the Mag­nif­i­cent Seven

News update 24 June 2025

Q1 2025 returns: how does Sto­ic score?

The Stoic view

Fis­cAlert col­umn:
Don’t let tax­es deter­mine your invest­ment policy

Door