Stoic. (en)
Calm. Capital. Control.
Predicting market movements no longer works. That’s why we spread your capital across the global economy — at ultra-low cost.
No fuss. Just solid wealth management, starting from €200,000.
Investing comes with risks. You may lose part of your capital.
Investing with a hard deadline,
instead of a feeling.
At Stoic, we don’t invest your money based on feelings — we stick to hard facts. The most important one: how long can you do without it? Read more
At Stoic, we base our investment decisions on one simple question: can you do without your capital for more or less than 10 years? History shows that most market crashes or recessions recover within that timeframe. So any money you don’t need for at least 10 years can be confidently invested in equities.
Note: the value of your equity portfolio can fluctuate significantly over time. The key is to stay stoic and simply hold on. That way, you benefit from dividend payouts, inflation adjustments, and ultimately the long-term growth of the global economy. However, because there’s a real risk of market declines within a 10-year horizon, we always invest money you’ll need within 6 months to 10 years in low-risk bonds. And anything you’ll need within 6 months? Just keep it in the bank. That way, you know the money will still be there when you need it.
Your capital grows steadily with
the global economy.
Market prices move unpredictably. But over the long term, the global economy keeps growing. That’s why we spread your capital as broadly as possible across the global economy. Read more
Financial markets have become extremely complex — and therefore completely unpredictable. Any price forecast from an analyst is basically just guesswork. What we do know: over time, the global economy always grows.
That’s why we place the equity portion of your capital in the entire global market — and then barely touch it.
We ignore short-term noise and keep our focus firmly on the horizon: the moment you’ll need your money again.
In the meantime, your wealth grows along with inflation, dividend payouts and the economy.
And the best part? So far, this approach has delivered surprisingly strong returns.
Low costs make the difference
Returns are unpredictable. Costs are not. And high costs can eat up even the best returns. That’s why Stoic offers the lowest fees in the market. Read more
You might think a management fee of 1.50% doesn’t sound too bad. But that ignores the power of compounding. Just as your capital grows exponentially over time, thanks to returns on a growing base — fees can erode it in reverse. And quietly destroy any gains. The facts are clear: keeping costs as low as possible is simply the best way to hold on to your returns — in every market.
That’s why we keep our fees at rock bottom.
Investing with a Stoic mindset.
Emotions drive the markets - and your investment decisions. As a steward of your capital, Stoic helps you keep those emotions in check. Read more
Most people don’t check their savings account every day. Yet oddly enough, stock prices are watched constantly. When a portfolio drops by 30 percent, many investors pull out. Understandable, but research shows that staying invested is usually the smarter move. And when there’s a solid gain, it’s hard to resist taking some off the table, even though that money may be needed to get through tougher times later on.
In short, before you know it, you are actively trading. But if countless studies show that even professional investors underperform by trading actively, why would you succeed where they don't? That is why at Stoic we protect your capital from your own emotions. We do this by keeping watch at very low cost. We call it Calm Capital Control. It is good for your peace of mind, and for your money.
Clear and simple wealth management
based on the 10-year threshold.
History shows it can take up to 10 years for a market crash or recession to recover. That means any money you can do without for more than 10 years can be invested in equities with confidence.
What we cannot predict is which companies will go under during a downturn and which ones will come out stronger. That is why at Stoic we spread your capital across all global equities.
The value of your global equity portfolio can fluctuate significantly in the meantime. That is why we always invest the money you will need within 6 months to 10 years in low-risk bonds. And any money you need within 6 months should simply stay in your bank account. That way, you can be sure your money will be there when you need it.
staatsobligaties
staatsobligaties
We do not put much stock in feelings.
That may sound a bit unfriendly, but that is not how we mean it. The reality is that human emotions often get in the way of sound decisions. By letting us manage your capital, we help prevent impulsive decisions driven by feeling. Our focus stays firmly on the point on the horizon — the moment you want to use your money again. That is the best remedy against short-term noise.
Freddy Forger Director
We do not think fancy is all that fancy.
Sure, a nice return sounds great. But if a big chunk disappears into exclusive client events and expensive Christmas wine, there is not much left. That is why at Stoic we keep costs as low as possible. You will not be pampered, but you can count on keeping as much return as possible.
Henk Kras Director
We protect you from your own emotions.
Anyone can invest passively in index funds. What most people struggle with is protecting themselves from their own emotions. Almost everyone wants to pull out when markets crash and their portfolio drops sharply. But that is exactly what you should avoid. Based on facts, we inform you about what actually makes sense — before you act on emotion. And that helps.
Tim van den Dijssel Business Analist
Don’t worry.
We don’t either.
Markets are unpredictable. Trying to time them is simply risky. At Stoic, we take a different approach. We spread your capital as broadly as possible across the global economy and then hardly touch it. This ultra-passive way of investing delivers the best long-term results
